SPORT ACCIDENT INSURANCE PROGRAM (SAIP)

PLEASE NOTE***

*SAIP INSURANCE CANNOT BE PURCHASED AFTER DEPARTURE FROM CANADA.

 *SAIP INSURANCE DATES BEGIN THE DAY THE ATHLETE/COACH ETC. LEAVE CANADA FOR THE SANCTIONED OUT OF COUNTRY TRIP.

*SAIP IS NOT AVAILABLE FOR  CLUB MEMBERS DURING FIS TRAINING/COMPETITION WHO HOLD A FIS LICENSE FROM A NATION OTHER THAN CANADA. SPORT ACCIDENT INSURANCE MUST BE PROVIDED BY THEIR OWN FIS NATION AS PER FIS RULES, DURING THESE ACTIVITIES AND PROOF OF THIS INSURANCE MUST BE PROVIDED TO THE CSA.

IMPORTANT ACCIDENT INSURANCE INFORMATION:

1. Is only valid during Canada Snowboard sanctioned activities and competitions, including travel to and from the location of a Canada Snowboard sanctioned activity, and coverage 24 hours per day during the time period.

2. SAIP will cover any gaps in coverage or remaining medical expenses in addition to providing worldwide assistance in medical case management. SAIP provides tertiary coverage. In the event of an accident, claimants must first claim medical incurred expenses through their Canadian Provincial healthcare plan and private health care plan (e.g., employment medical benefits). ​

3. SAIP Members are solely responsible for initiating an in-country or out-of-country claim with AIG. Canada Snowboard will not manage claims on behalf of the claimant,

4. At the minimum, SAIP Level 3 is mandatory for FIS athletes. If athletes are travelling to and/or competing at multiple out of province and/or country events and training it is highly recommended they consider SAIP Levels 2 or 1.

5. Members are able to upgrade SAIP online through the registration system prior to training, competition or international travel.

6. For more information regarding coverage, review the SAIP Quick Reference sheet.

TYPES OF SAIP

​CLASS 3: IN-COUNTRY SPECIAL RISK ACCIDENT INSURANCE 

• Includes SPECIAL RISK ACCIDENT* only. No Out Of Province/Country Emergency Medical coverage*.
• Minimum level of insurance required  for all Canadian FIS/IPC Licensed athletes, coaches, officials and Judges who travel outside of their home province but do not travel outside of Canada.
• Coverage only valid when training or competing under the supervision of a Canada Snowboard Coach and in a Sanctioned Activity. ‘

CLASS 2: OUT-OF-COUNTRY/PROVINCE EMERGENCY MEDICAL ACCIDENT INSURANCE

• Includes SPECIAL RISK ACCIDENT* and OUT OF PROVINCE/OUT OF COUNTRY EMERGENCY MEDICAL*.
• Minimum level insurance for Next Gen Team Athletes and only including those not competing at World Cup Events and/or who are out of the country for less than 30 consecutive days.
• Mandatory for all Provincial and Development Team Athletes and Coaches as well as international FIS/IPC licensed athletes who travel out of country for up to 30 days.
• MAX 60-day duration (contact Canada Snowboard to extend duration). Coverage is for consecutive days out of country. Return to Canada will reset the consecutive days traveled.
• Coverage only valid when training or competing under the supervision of a Canada Snowboard Coach and in a Sanctioned Activity
• Coverage includes costs incurred as a result of an emergency (e.g., services of a physician/ surgeon/ anesthetist/ physiotherapist/ chiropractor, MRIs, x-rays, prescriptions, etc.)  Highly recommended for athletes and coaches who regularly train and compete outside their territory/province of residence where the athlete/coach holds territorial/provincial medical insurance.

CLASS 1: OUT-OF-COUNTRY/PROVINCE EMERGENCY MEDICAL ACCIDENT INSURANCE

• Includes SPECIAL RISK ACCIDENT* and OUT OF PROVINCE/OUT OF COUNTRY EMERGENCY MEDICAL*.
• Mandatory for all National Team Athletes and Next Gen Team Athletes competing at World Cup Events and/or who are out of country for more than 30 consecutive days.
• Mandatory for all Provincial and Development Team Athletes and Coaches as well as international FIS/IPC licensed athletes who travel out of country for more than 30 days.
• Recommended for coaches and discipline officials who travel out of country for more than 30 days.
• MAX 120-day duration for Next Gen and National Team Athletes only (contact Canada Snowboard to extend duration). Coverage is for consecutive days out of country. Return to Canada will reset the consecutive days traveled.
• Coverage includes costs incurred as a result of an emergency (e.g., services of a physician/surgeon/anesthetist/physiotherapist/chiropractor, MRIs, x-rays, prescriptions, etc.)
• Coverage only valid when training or competing under the supervision of a Canada Snowboard Coach and in a Sanctioned Activity.

CLASS 4: TEMPORARY US ACCIDENT INSURANCE

• Only Available through REQUEST Directly to Canada Snowboard.
• Includes SPECIAL RISK ACCIDENT* and OUT OF PROVINCE/OUT OF COUNTRY EMERGENCY MEDICAL*
• Mandatory for all non-FIS athletes who travel to the U.S for training and competition. Recommended for coaches and discipline officials who travel to the U.S.
• Coverage is for one (1) single USA trip per season, MAX 7-day duration.
• If the Athlete/Coach travels for a second trip to the USA they must upgrade to SAIP Level 2 or 1.
• NOT VALID FOR TRAVEL OUTSIDE OF THE USA

CLASS 5: TEMPORARY US ACCIDENT INSURANCE

• ONLY AVAILABLE THROUGH REQUEST Directly TO CANADA SNOWBOARD
• Includes SPECIAL RISK ACCIDENT* and OUT OF PROVINCE/OUT OF COUNTRY EMERGENCY MEDICAL* Mandatory for all non athletes who travel to the U.S for training and competition.
• Recommended for coaches and discipline officials who travel to the U.S.
• Coverage is for a one (1) single USA trip per season, MAX 14-day duration.
• If the Athlete/Coach travels for a second trip to the USA they must upgrade to SAIP Level 2 or 1.
• NOT VALID FOR TRAVEL OUTSIDE OF THE USA

*For further explanation on what is included under SPECIAL RISK ACCIDENT insurance and OUT OF PROVINCE/OUT OF COUNTRY EMERGENCY MEDICAL insurance please review the SAIP Quick Reference Sheet.

If you have any unanswered questions, contact us by email at info@canadasnowboard.ca